Top 10 Side Hustles With Your Phone to Make Money Today

Top 10 Side Hustles You Can Start Today with Just Your Phone

In today’s world where everything is more expensive, your smartphone can be much more than just a tool for texting and scrolling. 

Your smartphone is the most powerful tool on the planet and is actually your gateway to extra income. 

Whether you’re looking for a quick way to earn pocket money or a reliable stream of online income, there are plenty of apps and platforms that make it possible.

In this guide, we’ll cover the top 10 side hustles with your phone that you can start right now. All you need is an internet connection and a little consistency.

1. Cash App Affiliate Program 

Cash App is one of the easiest and fastest ways to earn money from your phone. 

It’s better than Venmo or Zelle because it doesn’t just let you send and receive money — it also has a referral program that pays $5–$20 per referral, depending on the current promotion.

Here’s how it works:

1. Download Cash App and sign up with promo code NJJD1ZK.

2. Link a debit card or bank account.

3. Send at least $5 within 14 days.

4. Payment Methods: Instant deposit directly into your Cash App balance, then withdraw to bank account or Cash App card.

Who can join: Open to USA only.

Total time: Very quick — once you share your code, earnings can come in fast.

Setup: Downloading and linking a bank/debit card is easy.

How easy to start: Very easy — anyone can start in minutes.

Age threshold: 18+

How fast you’ll get paid: Usually within a few days once requirements are met.

👉 Start here: Cash App $5 Bonus

Your referral also gets a bonus, so it’s a win-win. You can repeat this process over and over, earning free cash each time.

📖 Want more details? Read my full guide: How to Get $5 from Cash App

2. Beacons.ai Affiliate 

If you use social media, you’ve probably seen “link in bio” pages. Beacons.ai is one of the best tools for this. It lets you sell digital products, grow your email list, and get paid — all with one simple link.

But here’s the exciting part: Beacons also has an affiliate program. You earn 25% profit share every month for each creator you refer. 

• Payment Methods: Paid monthly via PayPal or Stripe.

Who can Join: Open to Worldwide membership 

Total time: Building an audience for referrals takes time.

Setup: Easy, with drag-and-drop bio link tools.

How easy to start: Easy for social media users, but growing referrals requires effort.

Age threshold: 18+

How fast you’ll get paid: Monthly via PayPal/Stripe.

👉 Start here: Beacons.ai Affiliate

That means as long as they stay active, you get recurring income every month.

3. BestEasyWork.com 

BestEasyWork.com is a free-to-join program that

provides automated websites you can share. Every time someone signs up through your site, you earn money.

🚨 Worldwide Opportunity: No talking, no fees!

Free to join, 4 ways to earn, no monthly fees! Share automated websites & get paid daily. We handle calls & close sales for you!

• Free members can still earn daily commissions.

• Upgraded members can earn up to $4,000+ per sale.

• Payment Methods: Cash App, PayPal, Bitcoin, direct deposit (depending on country).

Who can Join: Open to Worldwide membership.

Total time: Can take time to get consistent signups.

Setup: Automated websites provided — setup is very easy.

How easy to start: Easy to join, but earning big commissions takes consistent effort.

Age threshold: 18

How fast you’ll get paid: Daily (depending on method chosen).

👉 Join now: Best Easy Work

It’s one of the most beginner-friendly ways to start an online hustle without needing tech skills.

4. FreeCash

Looking for quick payouts? FreeCash.com lets you earn by completing tasks, answering surveys, or playing games.

• Rated ⭐ 4.6 on Trustpilot.

• Many users report earning $50–$200 per month.

• Payment Methods: PayPal (fast payout, sometimes within 24 hours), Bitcoin, Ethereum, Litecoin, gift cards. I personally cashed out to PayPal in just 24 hours.

Total time: Depends on tasks, but can earn the same day.

Setup: Very easy — just sign up and start completing offers.

How easy to start: Very easy, one of the fastest ways to start earning.

Age threshold: 13+ (with parental permission) or 18+.

Who can Join: Open to International Membership

How fast you’ll get paid: Often within 24 hours.

👉 Start earning: FreeCash.com

If you want a reliable “work on your phone and get paid fast” platform, FreeCash should be on your list.

5. Swagbucks 

Swagbucks is one of the oldest and most trusted side hustle apps. It rewards you with points (SB) for doing things you’re probably already doing:

• Shopping online

  

• Searching the web

• Watching videos

• Taking surveys

Those points can be redeemed for Amazon gift cards, PayPal cash, or other rewards.

Total time: Long-term use adds up; quick gift card redemptions possible.

Setup: Easy — account setup in minutes.

How easy to start: Easy, but consistent use is required for larger rewards.

Age threshold: 13+ (with parental consent) or 18+.

Who can Join: Open to International Membership 

How fast you’ll get paid: Usually 7–10 days for rewards.

👉 Sign up here: Swagbucks $10 Bonus

New users can get a $10 bonus after making their first qualifying purchase.

6. LeadsLeap 

LeadsLeap is both a traffic exchange and an affiliate platform. It helps you advertise your websites to real human visitors (not bots), which is great for entrepreneurs.

But the big draw is its referral program:

• Free lifetime membership.

• Earn recurring monthly income. 

• Access to tools like landing page builders and email autoresponders.

• Payment Methods: PayPal (monthly payouts for affiliates).

Total time: Takes time to grow referrals and traffic.

Setup: Easy, but requires some learning for the tools.

How easy to start: Medium — easy signup, but using tools effectively requires effort.

Age threshold: 18+

Who can Join: Open to International Membership

How fast you’ll get paid: Monthly.

👉 Join here: LeadsLeap Free Account

This is one of the more advanced side hustles, but it can scale into serious income.

7. Waveful App 

If you love creating content, Waveful is for you. It’s a social media app that pays you for engagement. Every like, comment, and view can earn you money.

• Payment Methods: PayPal (minimum withdrawal threshold applies).

Total time: Depends on content creation and engagement.

Setup: Easy — download and start posting.

How easy to start: Easy for content creators, but earnings depend on activity.

Age threshold: 16+ or 18+ depending on country.

Who can Join: Open to International Membership

How fast you’ll get paid: A few days to weeks depending on thresholds.

👉 Download here: Waveful App Invite

Instead of posting for free on Instagram or TikTok, why not get rewarded for your creativity?

8. Temu Affiliate 

Temu is a fast-growing shopping app with a lucrative affiliate and influencer program. You can earn by sharing products and referring others.

• No minimum thresholds.

• Secure payouts via PayPal or direct deposit (depending on region)..

• Great for anyone who already uses social media to share deals.

Total time: Depends on how quickly you can share links and get signups.

Setup: Easy signup for affiliates.

How easy to start: Easy, but earnings depend on audience reach.

Age threshold: 18+

Who can Join: Open to International Membership

How fast you’ll get paid: Weekly to monthly via PayPal or direct deposit.

👉 Join here: Temu Affiliate Program

9. Skool Community Referrals (40% Commissions!) 

Skool is a platform that helps creators build online communities and courses. It’s easy to set up, fun to use, and has iOS + Android apps.

But the best part? Their affiliate program pays you 40% lifetime commissions for every community you refer. That means you earn every single month as long as your referral stays active.

• Payment Methods: Stripe direct deposit to your bank (monthly).

Total time: Building community referrals takes time.

Setup: Easy signup, intuitive platform.

How easy to start: Easy to join, but building an audience requires effort.

Age threshold: 18+

Who can Join: Open to International Membership

How fast you’ll get paid: Monthly.

👉 Sign up here: Skool Referral

This is one of the highest-paying phone-based affiliate programs out there.

10. FeaturePoints 

FeaturePoints rewards you for everyday activities like downloading apps, completing surveys, and shopping online.

• Redeem for Amazon gift cards, PayPal, or Bitcoin.

• Low payout threshold.

• Bonus cash with referral links.

Total time: Can earn small rewards quickly, bigger ones take longer.

Setup: Very easy — just sign up and start completing offers.

How easy to start: Very easy, one of the fastest survey/reward apps.

Age threshold: 13+ with parental consent, otherwise 18+.

Who can Join: Open to International Membership

How fast you’ll get paid: Often same day or within a few days.

👉 Join here: FeaturePoints Invite

If you want something simple and flexible, this is a great side hustle to start with.

Final Thoughts: Your Smartphone = A Money-Making Machine

There’s no shortage of opportunities to make money with your smartphone. The key is to pick a couple of these side hustles and stick with them consistently.

• Want fast, easy money? Try Cash App, BestEasyWork, FreeCash, and Swagbucks.

• Want long-term recurring income? Focus on Beacons.ai, LeadsLeap, and Skool.

• Love creating content? Start with Waveful and Temu.

By combining these apps, you can build a reliable stream of side income — and all you need is your phone.

💡 Pro tip: Don’t spread yourself too thin. Start with 2–3 side hustles and master them before adding more.